*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#222222;background:#fff}
.wrap{max-width:1000px;margin:0 auto;padding:0 20px}section{padding:48px 0}section.wrap{padding:48px 20px}
.alt{background:#F4F5F7}h1{font-size:2rem;line-height:1.2;margin:0 0 16px}h2{font-size:1.6rem;margin:0 0 20px;color:#1E3A8A}
.top{background:#fff;border-bottom:1px solid #DFE1E5;position:sticky;top:0;z-index:5}.nav{display:flex;justify-content:space-between;align-items:center;padding:10px 20px}
.logo{font-weight:800;font-size:1.3rem;color:#1E3A8A;text-decoration:none}.logo span{color:#222222}
.hero{background:#121212;color:#ECEDEF;padding:64px 0}.hero h1{color:#fff}.hero a:not(.btn){color:#ECEDEF}.slogan{display:block;color:#ffcc00;font-weight:900;font-size:2.4rem;line-height:1.05;letter-spacing:.5px;margin:0 0 14px;text-transform:uppercase}@media(min-width:700px){.slogan{font-size:3.4rem}}
.btn{display:inline-block;background:#ffcc00;color:#121212;font-weight:700;padding:14px 24px;border-radius:8px;text-decoration:none;border:2px solid #121212;font-size:1rem;cursor:pointer}.btn.sm{padding:8px 14px}
.grid{display:grid;gap:16px;grid-template-columns:1fr}.card{background:#F4F5F7;border:1px solid #DFE1E5;border-radius:10px;padding:18px}.card h3{margin:0 0 8px;color:#1E3A8A}
.checks{list-style:none;padding:0}.checks li{padding:6px 0 6px 28px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:#1E3A8A;font-weight:800}
.towns{font-weight:600}.small{font-size:.9rem;opacity:.85}
details{background:#fff;border-radius:8px;padding:12px 16px;margin-bottom:10px}summary{font-weight:700;cursor:pointer}
form{display:grid;gap:12px;max-width:560px}label{display:grid;gap:4px;font-weight:600}input,select,textarea{font:inherit;padding:10px;border:1px solid #C4C6CA;border-radius:6px}
footer{background:#222222;color:#DFE1E5;padding:32px 0}footer a{color:#ECEDEF;text-decoration:underline}
@media(min-width:700px){h1{font-size:2.6rem}.grid{grid-template-columns:1fr 1fr}}
nav{display:flex;gap:14px;align-items:center}nav a:not(.btn){color:#1E3A8A;font-weight:600;text-decoration:none}
.grp{color:#1E3A8A;margin:24px 0 10px;font-size:1.2rem}fieldset{border:1px solid #C4C6CA;border-radius:6px;padding:8px 12px}legend{font-weight:600}label.r{display:inline-flex;gap:6px;margin-right:16px;font-weight:400}
@media(max-width:420px){nav{gap:10px}nav a:not(.btn){font-size:.9rem}}
.js .js-only{} .no-js .js-only{display:none!important}
#qb{max-width:640px;display:block}.step{border:0;padding:0;margin:0 0 24px}.step legend{font-weight:800;font-size:1.2rem;color:#1E3A8A;margin-bottom:12px}
.js .step{display:none}.js .step.on{display:block}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:10px}
.opt{position:relative;display:block}.opt input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.opt span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:64px;padding:12px;border:2px solid #C4C6CA;border-radius:12px;font-weight:700;background:#fff}
.opt input:checked+span{border-color:#1E3A8A;background:#E8ECF7;box-shadow:0 0 0 2px #1E3A8A inset}.opt input:focus-visible+span{outline:3px solid #1E3A8A}
.opt.wide{margin-bottom:10px}.opt[hidden],[hidden]{display:none!important}
.fld{display:grid;gap:4px;font-weight:600;margin-bottom:12px}.q{font-weight:700;margin:8px 0}
.prog{height:10px;background:#DFE1E5;border-radius:6px;margin-bottom:18px;overflow:hidden}#bar{height:100%;background:#1E3A8A;width:0;transition:width .2s}
.navb{display:flex;gap:10px;justify-content:space-between}.navb .btn{flex:1}.btn.ghost{background:#fff;border:2px solid #1E3A8A;color:#1E3A8A}
.previews{display:grid;grid-template-columns:repeat(4,1fr);gap:6px}.previews img{width:100%;aspect-ratio:1;object-fit:cover;border-radius:8px}
.note{background:#F4F5F7;border-left:4px solid #1E3A8A;padding:8px 12px;border-radius:6px}.err{color:#b00020;font-weight:700}
.review{display:grid;grid-template-columns:auto 1fr;gap:6px 14px}.review dt{font-weight:700}.review dd{margin:0}
@media(min-width:700px){.opts{grid-template-columns:repeat(3,1fr)}}
.no-js .cam{display:none}
.logo{white-space:nowrap}@media(max-width:480px){.logo{font-size:1.05rem}.logo span{display:none}nav{gap:8px}nav a:not(.btn){font-size:.85rem}.btn.sm{padding:6px 10px;font-size:.9rem}.nav{padding:8px 12px}}
.tabs{display:flex;flex-wrap:wrap;gap:6px}.tabs>input{position:absolute;opacity:0}.tabs>label{padding:10px 14px;border:2px solid #1E3A8A;border-radius:20px;font-weight:700;cursor:pointer;background:#fff}
.tabs>input:checked+label{background:#1E3A8A;color:#fff}.tabs>input:focus-visible+label{outline:3px solid #1E3A8A}.panel{display:none;width:100%;background:#fff;border-radius:10px;padding:8px 16px;margin-top:8px}
#tab0:checked~.p0,#tab1:checked~.p1,#tab2:checked~.p2,#tab3:checked~.p3{display:block}
.how{list-style:none;padding:0;display:grid;gap:12px;counter-reset:h}.how li{counter-increment:h;border:1px solid #DFE1E5;border-radius:10px;padding:14px 14px 14px 56px;position:relative}.how li:before{content:counter(h);position:absolute;left:14px;top:14px;width:30px;height:30px;border-radius:50%;background:#1E3A8A;color:#fff;font-weight:800;display:grid;place-items:center}.how b,.how span{display:block}
@media(min-width:700px){.how{grid-template-columns:repeat(4,1fr)}}
.zipc{max-width:300px}#zipout{font-weight:700}
.sticky{display:none}@media(max-width:699px){.sticky{display:flex;gap:8px;position:fixed;left:0;right:0;bottom:0;padding:8px;background:#fff;box-shadow:0 -2px 8px rgba(0,0,0,.15);z-index:9}.sticky .btn{flex:1;text-align:center;padding:12px 6px;font-size:.95rem}body{padding-bottom:70px}.hide-sm{display:none}}
.qstatus{font-weight:700;margin-top:10px}.qstatus.ok{color:#1E3A8A}

#ab{max-width:640px;display:block}.pbar{height:100%;background:#1E3A8A;width:0;transition:width .2s}
.hero .btn{border-color:#ffcc00}.hero .btn.ghost{background:transparent;color:#fff;border-color:#fff}.band{background:#1E3A8A;color:#fff}.band h2,.band a:not(.btn){color:#fff}details{background:#fff;border:1px solid #DFE1E5}